Tangible Impact
We provide critical financial capital in flexible, patient, and favorable conditions—yes—but what makes us truly unique is our recognition that without developed social capital, funding alone often can’t create significant and enduring success. We connect high-net-worth individuals and families with BIPOC-owned businesses in the Twin Cities area. We bridge gaps by combining the power of small businesses with successful legacies by offering HNWIs the opportunity to invest in their community.
By combining financial and social capital, we amplify the growth and sustainability of BIPOC businesses, fuel local job creation, and build an economy that unlocks opportunities for BIPOC businesses. We drive tangible impact, one thriving BIPOC business at a time.
OUR MAGIC
NIF is a community of leaders doing trust-based philanthropy. NIF sees a world where BIPOC business owners have equitable opportunities to succeed on their own terms. We teach investors the knowledge and skills to back BIPOC leaders and wealth builders, growing their leadership and impact. NIF curates an experience for those who want to share their talents and influence with high-potential BIPOC enterprises.
A Courageous Community: Community members use their finances, hearts, and influence to support BIPOC businesses and build a more equitable future.
Low-Cost Capital: We offer low-cost, unsecured capital (1-5% interest, unsecured, flexible repayment terms) built on trust, not red tape.
Social Capital: We go beyond money. We leverage the expertise and connections of our individual and family donor network to open doors and grow BIPOC businesses.
Evergreen Fund: This fund doesn’t just provide a one-time boost; repayments flow back into supporting BIPOC businesses, creating a continuous cycle of opportunity and growth. Where other compound interest, we compound impact.
Possibility: We invest in dreams, not dividends. Our investors prioritize impact over returns which maximize savings passed on to the business.
Active Pipeline: Our large network of collaborative partners helps us discover promising BIPOC businesses across the Twin Cities, driving our impactful pipeline. When you work with us, you tap into the power of collective action.
Foundational Capital: We go where the market won’t. We take calculated leaps and become the first believers in early-stage ventures. Our unsecured support propels businesses to attract further funding.
Zero Cost Capital: We don’t pay for capital. Our capital comes from passionate donors who share our vision of economic justice, allowing us to provide creative financial capital to businesses without needing a personal financial return.